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To whom do I owe the international roaming charges?

The foreign operator does not send you a bill for that purpose but directly transfers the bill to your operator in Belgium. The latter will then bill you the charges in question through the next invoice or through your prepaid card.

However, concerning roaming in the UE, as well as in Iceland, Norway and Liechtenstein, operators cannot in principle apply roaming surcharges in addition to national tariffs. For more information, see the following page: https://www.bipt.be/en/consumers/telephone/international-roaming